Free Checking Accounts
No-fee checking with online bill pay, mobile deposit, and debit card access for straightforward everyday banking in San Jose, California.
WaFd Bank is located at 1420 El Paseo de Saratoga, San Jose, CA, 95130 We serve communities across nine western states with more than 200 branches and thousands of fee-free ATMs. We’ve been helping our neighbors thrive for almost 110 years. WaFd Bank is also an SBA preferred lender. As a full service commercial bank, we offer a variety of checking and savings accounts and business banking from large corporations to small businesses. While we offer the latest in digital banking tools, we know relationships matter. We are here to earn your business through straightforward solutions across all platforms. See why Newsweek awarded us Best Big Bank three years in a row. Member FDIC.
No-fee checking with online bill pay, mobile deposit, and debit card access for straightforward everyday banking in San Jose, California.
Earn rewards on everyday purchases with a WaFd Rewards Checking account, plus full digital banking access and debit card features in San Jose, California.
Put your checking balance to work with an interest-bearing account that includes digital banking tools and debit card access in San Jose, California.
Build savings at your own pace with a WaFd savings account featuring easy digital access and flexible account management in San Jose, California.
Earn more on your savings while keeping funds accessible with a WaFd Money Market account in San Jose, California.
Introduce kids in San Jose, California to smart saving habits early with a WaFd kids savings account designed for young savers with parent-managed access.
Help teens in San Jose, California take their first steps toward financial independence with a savings account built for their needs and goals.
Lock in a fixed rate and grow your savings predictably with a WaFd Certificate of Deposit in San Jose, California.
Save for qualified K-12 and college education expenses with a tax-advantaged Coverdell Education Savings Account from WaFd in San Jose, California.
Keep business finances organized with a WaFd Business Checking account featuring digital banking tools, cash management features, and flexible options in San Jose, California.
No monthly fees and no minimums. WaFd Free Business Checking gives small businesses in San Jose, California essential banking tools without the overhead.
Stay ready for opportunities and manage cash flow with a flexible WaFd Business Line of Credit in San Jose, California.
Finance growth, equipment, or operational needs with a structured WaFd Business Term Loan in San Jose, California.
WaFd is an SBA-preferred lender offering small business financing solutions including working capital, expansion, and real estate loans in San Jose, California.
The SBA 7(a) loan program helps businesses in San Jose, California finance equipment, real estate, acquisitions, and working capital through WaFd Bank.
Finance owner-occupied commercial real estate and major equipment purchases with an SBA 504 loan from WaFd Bank in San Jose, California.
Get faster access to working capital with an SBA Express Line of Credit from WaFd, available to eligible businesses in San Jose, California.
Accept payments, process transactions, and manage payment operations with WaFd Merchant Services in San Jose, California.
Finance the vehicles, machinery, technology, and equipment your business needs with WaFd Equipment Financing in San Jose, California.
Send and receive business payments quickly with no fees using Zelle®, available to eligible WaFd business accounts in San Jose, California.
Manage spending, earn rewards, and keep business purchases separate with a WaFd Business Credit Card in San Jose, California.
Grow business reserves with a WaFd Business Savings account featuring digital banking access and flexible savings options in San Jose, California.
Earn more on idle business funds while keeping them accessible with a WaFd Business Money Market account in San Jose, California.
Put surplus business funds to work with a fixed-rate WaFd Business CD for predictable growth in San Jose, California.
WaFd partners with Greenlight to give families in San Jose, California a debit card and money app that teaches kids and teens smart money habits.
WaFd Family Shield helps protect people in San Jose, California from identity theft, fraud, and financial exploitation with monitoring and recovery support.